As a youth with all the odds and network connectivity in Africa, in the 2000’s, Mbejong Roland A. needed to pick up some a financial support send to him from a family friend in Europe through western union. Every transaction meant a long journey to a western union reseller location. This will mean leaving one city to another that might take days before having the money, after some accumulated expenses for transports and other miscellaneous. To make things worse, it was a horrible situation to send money out of Africa. Banks levy customers with very high charges and it will take days for the recipient to cash the money. Aside of money transfer, aspect of bill payments will require chain of lines at the merchant offices that will take hours only to settle a bill. At times they will even send us back home to go and come back the next day because of lack power energy. Adding airtime to phone was also a nightmare and so this was a very big challenge that provoke me to start thinking since then. In 2019, he decided to try to make a difference in an industry that supports millions of people exactly like him.